In leau of payment requests, both Yumeko and Mary receive "Life Schedules" from the student council, which dictate their entire lives including who they will marry if they do not clear their debts. Later, a boisterous male student named Jun Kiwatari attempts to force himself on Yumeko, but is turned away after beautician Midari Ikishima tries to rope him into a game of Russian roulette. Later, the student council announce a Debt Exchange Game, in which groups of four play a game two-card Indian poker to try and exchange their debts, with the winner losing their debt completely. Yumeko and Mary end up in the same group together along with Jun, who gives himself a slight debt so he can attempt to earn a profit, and another Mike named Nanami Tsubomi. As the game proceeds, Jun appears to deduce that Yumeko and Mary that working with each other, only to wind up landing into a bluff play by Mary.