September 1938. With the certainty of war, Jack implores Arthur to help him in his quest to protect Phyllis and William. Arthur pleases Liz with his plans to improve the cottages, but first he must receive an overdraft from the bank. Lady Alice shares a warm moment with Laura on the eve of her wedding and finds it surprisingly difficult to give away her best jewelry to her granddaughters, who are preoccupied with wedding preparations. Arthur receives unanticipated news from the bank. Peter's best man takes a keen interest in one of the Bourne sisters. Arthur confides in Rosie about his latest troubles and makes a decision about his friendship with Angela. Peter and Laura bask in their happiness. Rosie and Lady Alice each reveal that they are more cunning than the family realizes. Phyllis reacts to Jack's news.