Miss Sullivan, the bawlerout for Charker & Co., loan bankers to the poor, is the terror of every unfortunate who has to borrow money on his salary. If they do not pay up promptly she is the one who goes to their place of employment and "bawls them out." Young Dick Lewis, a bank clerk, to help his fellow clerk. Jack Gray, borrows $200 of Charker & Co. The bawlerout is sent to his home to find out all about him. She pretends to be a book agent and talks with his mother, a kindly old gentlewoman. Satisfied that the boy is all he said, Charker & Co., advance him the money. Dick is engaged to Edith Downs, the pretty daughter of the bank cashier. She is a selfish, heartless girl, caring more for dress than she does for anything else. When Dick, owing to the fact that he has no evening clothes, finds himself unable to go to a ball with her, she calls his rival on the 'phone and makes an appointment to go with him, Dick's friend refuses to help Dick pay back the money he borrowed for his sake...
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